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Use a reference month or explicitly distinguish annual eligibility from current eligibility #4

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@hua7450

For Indiana, select one adult, one preschooler age 3, annual income $30,000, $1,500/month provider charge, and default care/provider inputs.

The committed grid shows $224.76/month and the headline says “Eligible.” Direct monthly model reads give approximately $674.27/month in January–April 2026 and $0 in May–December. The displayed value is the annual total divided by 12, and the grid eligibility flag means eligible in any month.

The methodology explains averaging, but a user seeking assistance under September 2026 rules can reasonably interpret the headline as a current monthly payment. The repository already records the month-snapshot design as an open decision; this issue tracks resolving it.

Prefer a visible reference month shared by calculator, comparison, and live requests. Alternatively, label the result explicitly as an annual average and show eligible months/current-month status beside the amount. Do not retain a generic current-looking “Eligible” badge for a household eligible only earlier in the year. Update related data contracts and regression coverage.

Sources: scripts/precompute.py, docs/PLAN.md, src/components/CalculatorResults.tsx.

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